Don't have two nickels to rub together? You're penurious — a lovely long way of saying you're flat broke.

Penurious also means a general dislike of spending money. If someone accuses you of being cheap, tell them you prefer to be thought of as penurious. It sounds so much classier. It's related to a similar word, penury, which means "a state of extreme poverty."

Definitions of penurious

adj excessively unwilling to spend

“lived in a most penurious manner--denying himself every indulgence”
stingy, ungenerous
unwilling to spend

adj not having enough money to pay for necessities

hard up, impecunious, in straitened circumstances, penniless, pinched
having little money or few possessions

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