A warm-blooded animal can keep its body temperature higher (or lower) than the environment around it. Humans, crows, and cats are all warm-blooded; spiders, snakes, and goldfish are not.
The more scientific term for a warm-blooded animal is an endotherm, or an animal that uses its metabolism to regulate its body temperature. If you take your temperature while standing in the snow, it will be nearly the same as when you're hanging out on the beach in the summer — because you're a warm-blooded endotherm. Animals that don't fall into this category, like reptiles and insects, are cold-blooded, also known as ectotherms.