Anything disruptive is loud, chaotic, and disorderly. Disruptive things disturb people and upset the applecart.

Have you ever heard a teacher tell a loud student "Stop being disruptive"? Things that are disruptive tend to disturb others. Kids whispering in class can be disruptive. A screaming baby on a plane can be disruptive. If you're trying to play baseball and it starts raining, that's disruptive as well. When you're trying to do something and a surprising event screws everything up, it can probably be described with the word disruptive.

Definitions of disruptive

adj characterized by unrest or disorder or insubordination

“effects of the struggle will be violent and disruptive
riotous, troubled, tumultuous, turbulent
characterized by unrest or disorder

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